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Ecobank Transnational Incorporated – ETI Plc has achieved a significant financial landmark, reporting a pretax profit of N1.21 trillion for the fiscal year ending December 31, 2025.

According to the audited results released on the Nigerian Exchange, this performance represents a robust 23.60% increase compared to the N986.6 billion that was recorded in 2024. The strong bottom-line growth underscores the bank’s resilience and effective scaling across its diverse African markets.

The group’s profitability was bolstered by a massive expansion in interest income, which reached N3.19 trillion. This revenue stream was primarily fueled by a surge in loans and advances to customers, totaling N1.58 trillion.

Additionally, the bank’s strategic positioning in investment securities and treasury bills contributed N743.7 billion and N656.9 billion respectively, demonstrating a well-balanced approach to asset management and credit expansion.

Beyond traditional lending, Ecobank’s non-interest income segments performed exceptionally well, led by fees and commissions which hit N1.02 trillion. This marks a 17% rise from the previous year’s N879.4 billion, reflecting increased digital transaction volumes and service adoption across its footprint.

The diversification of income sources has proven vital in maintaining steady growth amid varying macroeconomic conditions across the continent.

On the balance sheet, the bank saw a substantial rise in customer confidence, with total deposits growing to N36.4 trillion from N31.6 trillion in 2024. This increase in liquidity provides a strong foundation for future lending and investment activities.

Overall, Ecobank’s 2025 results highlight a year of strategic execution, successfully converting high deposit growth into record-breaking profitability for its shareholders.